AI-Powered Tenant Screening

Screen Tenants with Real Bank Data, Not Credit Scores

LeaseDefend verifies applicant financial health using real, bank-level data. Get a clear, comprehensive LeaseWorthy™ Score that analyzes real income, payment patterns, utility consistency, and cash reserves.

Bank-Level EncryptionPrivacy-First Design

See How LeaseDefend Works

Watch a quick overview of how tenants and landlords use LeaseDefend for smarter screening.

92LeaseWorthy™ Score
Low Risk ApplicantHow to Read the Score

What's in a LeaseWorthy™ Score?

Income-to-Rent Ratio3.2x
Utility Consistency5/6 Active
Savings Buffer4.1 mo.

How It Works

Three steps to a verified financial profile — no hard credit pull required.

01

Connect Your Bank

Securely link your bank. We never store login credentials — only a read-only verification token.

02

Map Your Bills

Identify your recurring payments — rent, utilities, insurance. Our engine matches them to your transaction history.

03

Get Your LeaseWorthy™ Score

Receive a comprehensive financial profile with payment consistency, budgeting habits, and a 0-100 LeaseWorthy™ Score.

Built for Both Sides

Whether you're proving your reliability or evaluating applicants.

For Tenants

Build a verified financial profile that goes beyond your credit score. Show landlords your real payment history and financial stability.

  • Prove rent & utility payment consistency
  • Showcase your income-to-rent ratio
  • Share reports with any landlord securely
  • No hard credit inquiry — zero impact on your score
Learn more

For Landlords

Make data-driven leasing decisions. See aggregated financial profiles without accessing raw transaction history.

  • Scores customized to your unit's proposed rent
  • LeaseWorthy™ Score risk rating for every applicant
  • Utility payment frequency & consistency reports
  • Budgeting habit classification & savings buffer
  • Bank-verified financial health scoring
Learn more

Privacy-First Design

You see behavioral patterns, not individual purchases. Raw transaction data is never exposed — only aggregated classifications, consistency scores, and risk metrics. This protects both tenants and your compliance obligations.

No Raw Transactions
Aggregated Scores Only
Encrypted at Rest & in Transit
Fair Housing Safe

Ready to Prove Your Financial Reliability?

Join the movement to take control of your financial story — and let your next place see you for who you really are, not an outdated credit score.

Get Started