Sam Sampleton
— LeaseWorthy™ Score Report
Scored against $1,500/mo proposed rent
Active Lease Evaluation: A Living, Property-Specific Score
Interactive Lease SimulatorThis sample applicant has a verified monthly net income of $3,750. Adjust the rent below to see how a different rent affects the score based on their income.
$3,750/month
The evaluation calculates lease affordability directly against your proposed rent based on the applicant's verified $3,750/mo take-home pay.
Bank Identity & Legal Name Verification
100% Verified MatchVerified directly against account holder KYC records via direct encrypted banking API. Zero forged paperwork or fake paystubs.
Applicant Legal Name
Sam Sampleton
Name on Account
Sam Sampleton
Account Authentication
Confirmed Account Owner
Report Overview
Name on Account
Sam Sampleton
✓ Matches AccountReport ID
#0
Bank
Example Credit Union
Months Reviewed
25 months
Address on Account
1420 N Milwaukee Ave, Chicago, IL 60622
Status
completed
Criminal Record
ClearNo Criminal Records Found
Scope: 50-State Criminal Databases, Sex Offender Registry, OFAC & Federal Watchlists.
Eviction History
ClearNo Eviction Filings Found
Scope: Nationwide civil court filings, judgments, and writs of restitution (7-year statutory lookback).
Underwriting Explainer: How the LeaseWorthy™ Score Works
An objective 0 to 100 risk score based 100% on real bank cash-flow data — not self-reported estimates.
Verifies real payroll direct deposits from connected accounts to calculate if monthly income comfortably covers the $1,500/mo rent.
Tracks historical utility bills (electric, water, gas, cable) and prior rent to verify timely, consistent settlements.
Measures months of rent coverage held in liquid reserves without revealing private dollar balances, ensuring an emergency safety net.
Score Breakdown
Budgeting Profile
Income
Monthly Avg
$3,000–$3,500
Landlords see a $500 band, never the exact figure
Stability
stable
Payment Sources
Real-time audit of utility bill settlements and prior rental payment consistency directly from the bank.
Rent
Oakwood Property Mgmt
24 months paid
Consistent
Electric
City Power Light
24 months paid
Consistent
Water
Metro Water Sewer
8 months paid
Consistent
Internet
Spectrum Internet
24 months paid
Consistent
Cell
T Mobile
24 months paid
Consistent
Gas
No matching payments found
Insurance
No matching payments found
Unmatched bills (e.g. gas or renters insurance) do not penalize the applicant if they were bundled into prior rent or paid by a landlord. We only certify bills with positive bank verification.
Income & Payroll Verification
Direct bank verification of recurring employer payroll and net take-home cash flow.
Direct Deposit Payroll Verified via Example Credit Union
Verified directly against the applicant's connected payroll account. Zero risk of altered or fabricated PDF paystubs.
Criminal Background Screening
FCRA § 604 Compliant Consumer Underwriting · Certified Multi-Jurisdictional Search
Certified Criminal Search Scope
No Criminal Records Reported
A comprehensive nationwide search across all covered criminal databases, state registries, and federal watchlists returned zero criminal records or convictions for this applicant.
FCRA Consumer Dispute Rights & Support
This criminal background check is provided by a certified Consumer Reporting Agency (CRA). If an applicant believes any information is inaccurate or outdated, they have the statutory right to dispute it directly with the CRA free of charge within 30 days.
Civil Eviction History
FCRA § 605 Compliant Civil Filings & Judgments · Certified Housing Court Search
Certified Civil Eviction Search Scope
No Eviction Filings Reported
A nationwide search of municipal, county, and state housing court dockets returned zero unlawful detainer judgments, filings, or active writs of possession for this applicant.
FCRA § 605 Eviction Records Dispute Rights & Support
Civil eviction records older than seven (7) years are excluded by law. If any record is inaccurate, dismissed, or sealed, the applicant has the statutory right to request a free 30-day reinvestigation directly through the certified Consumer Reporting Agency (CRA).
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