Take Control of Your Rental Application
Traditional Screening Is Broken
Credit scores were never made for renting. Here is how LeaseDefend™ makes it fair and simple.
The Traditional Way
- Old credit scores only care about loans and credit cards, ignoring your on-time rent and bills.
- Paying $50 for every application adds up fast. Five applications can cost you $250 or more.
- Hard credit checks lower your credit score every single time a landlord runs your credit.
- Surprise denials leave you guessing with no easy way to prove you can afford the rent.
- Messy court searches can mix up names and show mistakes that hurt your chances.
The LeaseDefend™ Way
- LeaseWorthy™ Score based on your real bank cash flow and how you pay your bills.
- Shows 6 to 24 months of on-time power, water, gas, and internet bill payments.
- One 30-Day Portable Passport: apply to as many homes as you want with no extra fees.
- Zero hard credit checks — your credit score never drops when applying.
- Bank check confirms you own your account, keeping your identity safe from fraud.
- Clean 50-state background and eviction check that you get to see and verify first.
Save $150 or More With One 30-Day Portable Passport
Stop paying $50 every time you apply for an apartment. With one 30-day Portable Passport, you can apply to as many homes as you want without paying any extra application fees. Save $150 or more while house hunting.
How It Works
Watch a quick walkthrough of how tenants use LeaseDefend™ to build their verified financial profile.
What Gets Verified
Eight simple checks that show landlords you are a great tenant.
Income Verification
Shows your steady job deposits and proves you make enough to cover rent.
Rent Payment History
Shows your on-time rent payments straight from your bank — no landlord calls needed.
Utility Bill History
Shows you pay your electric, water, gas, and phone bills on time every month.
Savings & Rent Safety Net
Shows extra savings in your bank so landlords know you can handle unexpected bills.
Budgeting Habits
Shows how well you manage your money and that you have plenty left over after rent.
Overdraft & Fee Check
Shows you avoid bank overdrafts so landlords know your account stays in good standing.
Eviction & Criminal Check
Nationwide check of court eviction records and over 500 million criminal files to prove a clean record.
30-Day Portable Passport
Share your verified report with as many landlords as you want for 30 days without paying again.
Your Privacy Is Non-Negotiable
Landlords never see your raw transactions. They only receive aggregated scores and classifications — your financial story, not your financial diary.
What Landlords See
Tap to learn moreWhat Stays Private
Tap to learn moreWant to know what goes into the score?
Read our detailed LeaseWorthy™ Score explainer page to understand calculations and ranges.
Get Started in 4 Simple Steps
From sign-up to sharing your verified report — it takes less than 10 minutes.
Sign Up
Create your free LeaseDefend™ account with just your name and email.
Link Your Bank
Securely connect your bank. Read-only access — we never see your credentials.
Map Your Bills
Identify recurring payments like rent, utilities, and insurance from your transactions.
Share Your Report
Send your LeaseWorthy™ Score report to any landlord with a single click. Reuse it for every application.
Ready to Stand Out?
Don't let a three-digit credit score define you. Build a verified financial profile and apply with confidence.
Build Your Profile — Free