Credit scores were never designed for rental screening. Here's what changes with LeaseDefend.
Watch a quick walkthrough of how tenants use LeaseDefend to build their verified financial profile.
Six data-driven dimensions that paint the complete picture of your financial reliability.
Confirms recurring deposits and calculates your income-to-rent ratio from real bank data.
Tracks on-time rent payments directly from your transaction history — no landlord reference needed.
Verifies electric, water, gas, internet, and insurance payments for frequency and consistency.
Measures your liquid balances and cash flows relative to proposed rent. The LeaseWorthy™ Score dynamically rescores you based on each unit's cost to prove your specific financial suitability.
Classifies your spending profile and calculates your discretionary buffer as a percentage of income.
Flags any insufficient fund events so you can proactively address them before they become red flags.
Landlords never see your raw transactions. They only receive aggregated scores and classifications — your financial story, not your financial diary.
Read our detailed LeaseWorthy™ Score explainer page to understand calculations and ranges.
From sign-up to sharing your verified report — it takes less than 10 minutes.
Create your free LeaseDefend account with just your name and email.
Securely connect your bank through Mastercard. Read-only access — we never see your credentials.
Identify recurring payments like rent, utilities, and insurance from your transactions.
Send your LeaseWorthy™ Score report to any landlord with a single click. Reuse it for every application.
Don't let a three-digit credit score define you. Build a verified financial profile and apply with confidence.
Build Your Profile — Free