Watch how landlords and property managers use LeaseDefend to screen applicants beyond credit scores.
A three-digit number can't tell you if someone pays rent on time, budgets responsibly, or keeps the lights on.
Credit scores don't include rental payment history — the single most relevant data point.
Whether a tenant consistently pays electric, water, and gas is completely invisible.
Spending habits, savings buffer, and discretionary income are all missing from credit reports.
Credit reports are static snapshots. They don't analyze behavioral trends over time.
Every LeaseWorthy™ Score report includes four powerful sections — giving you the full financial picture.
A single risk number that combines income stability, payment consistency, and savings buffer into one actionable score. No more guessing — just data.
Rent-Contextual: Unlike generic credit scores, the LeaseWorthy™ Score dynamically adjusts to the exact proposed rent of your unit. This provides a customized risk metric showing how comfortably the applicant's verified income and liquid savings can support your specific property's lease.
See which bills each applicant is paying, how often, and their consistency rating. Electric, water, gas, internet, insurance — all verified from bank data.
See each applicant's spending classification, discretionary buffer percentage, and how many months of rent their savings can cover.
You see behavioral patterns, not individual purchases. Raw transaction data is never exposed — only aggregated classifications, consistency scores, and risk metrics. This protects both tenants and your compliance obligations.
Explore an interactive sample LeaseWorthy™ Score report with real-world data. See the score breakdown, utility report, and budgeting profile — all in one view.
View Sample ReportLeaseDefend fits directly into your existing workflow. You call the shots on how screening reports are paid:
Send a screening link and the applicant pays the report fee ($29.99/Basic or $49.99/Pro) directly during onboarding. 100% free for you.
Purchase report credits in bulk packages at discounted rates. Hand out credits to applicants so they can link their bank account for free.
Pay for reports upfront under your manager dashboard and bundle it into your own custom, comprehensive background screening application fee.
Portfolio Volume Plans
Stop relying on credit scores alone. Get the complete financial picture for every applicant.
Start Screening Tenants